Conversion Schedule and Important Information TTCU

As we transition Texas Telcom Credit Union, below you will find helpful information related to your accounts, including important cutoff and conversion dates.  

CHECKING AND SAVINGS ACCOUNTS

MEMBER NUMBERS - You will be issued a new member number. Look for a mailer from America’s Credit Union after June 18, 2025. Your member number is an important piece for your digital banking enrollment.

ACCOUNT NUMBERS AND TYPES - Your account numbers (deposits and loans) will change. We will notify you of your new account information by mail. Please note that the routing number for America's Credit Union will be 311982435, effective July 1, 2025.

STATEMENTS - You will receive a paper statement from Texas Telcom Credit Union for the month of June 2025, which will include all posted transactions since your last statement. Your first America’s Credit Union statement will begin with transactions posted on July 1, 2025, and continue through the end of your regular statement cycle. This statement will be in a new format and will include any interest earned or applicable service fees.

eStatements - Starting July 1, 2025, all members will receive paper statements by default. To switch to eStatements, simply enroll in digital banking and accept the eStatement terms and conditions. The America's Credit Union statement notifications will come from the email address no-reply@edelivery.americascu.org and include the message "Your America's Credit Union eStatement is now available." If needed, please adjust your email settings to accept this email notification.

DIRECT DEPOSIT AND ACH - We will cotninue processing direct depoist and ACH transactions during the transition.  However, starting July 2nd, you'll need to update any direct deposits, ACH payments, or transfers with your new account number and routing number to avoid payment disruptions.  

Get paid early! Starting July 2nd, you can receive your regular deposits up to two (2) days early, provided that your vendor has your new America’s Credit Union account number and the correct routing number 311982435.

CHECKS - You may continue to use your current Texas Telcom Credit Union checks after July 1, 2025. 

OTHER INFORMATION 

Debit Cards - After June 16th, you will receive your America’s Credit Union Visa® debit card with instructions to register the card and set your PIN. This card cannot be activated until July 2.

External Transfers - Any transactions completed before July 1, 2025, will be posted. After enrolling in digital banking, you will be able to re-establish the external transfers.

Zelle® - Beginning July 1, 2025, real-time payments through Zelle® will be temporarily unavailable within the digital banking experience. We plan to re-release the Zelle® service in the Fall of 2025 as a service of America’s Credit Union. During this transition period, you can continue to send money to other members and pay bills through digital banking using other existing tools, including Bill Pay and our Person-to-Person (P2P) service.

Bill Pay - Please note that your payee information will not be transferred to the new digital banking experience. To prepare for this change, please print a copy of your payees' information before the conversion on July 1, 2025. After you have enrolled in Digital Banking, you will have the ability to add your Bill Pay payees to your account. 

Your Bill Pay history will not carry over.

Loan Payments - If you are making payments on a Texas Telcom loan from another Texas Telcom account, these payments will continue automatically. For any other loan payments due during the first week of July, and to avoid late payments, we recommend writing a check or making a direct payment through the other financial institution’s system until the payee can be set up for bill payments.

After July 1, 2025, you can make loan payments directly through MessagePay here.

Mail payments to: America’s CU | PO Box 671149 | Dallas, TX 75367

Credit Cards - You will receive a new America’s Credit Union Visa® card before July 25, 2025. Your card will be valid until you receive a new card in the mail. More information will follow in future communication pieces.