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ACU offices will be closed on Monday October 14th, for Columbus Day.

      Call Center

      (800) 543-2811
      View All Locations & ATMs

      Vehicles for Sale

      For Sale From ACU

      Occasionally America's Credit Union will sell repossessed vehicles directly to our members. When vehicles are available, they will be listed on this page. Check back often for new listings.

      For questions about a particular vehicle contact the Collections Department at 1-800-543-2811.

       

      Currently we have no vehicles for sale. 

      Auto Loan Rates

      Length of Term Annual Percentage Rate (APR)
      TEXT
      Up to 24 months
      TEXT
      as low as 2.49%
      TEXT
      25 to 36 months
      TEXT
      as low as 3.29%
      TEXT
      37 to 60 months
      TEXT
      as low as 3.49%
      TEXT
      61 to 72 months
      TEXT
      as low as 3.89%
      TEXT
      73 to 84 months
      TEXT
      as low as 4.69%
      Effective October 1, 2019
      Length of Term

      Up to 24 months

       Annual Percentage Rate (APR)

      as low as 2.49%
      Length of Term

      25 to 36 months

       Annual Percentage Rate (APR)

      as low as 3.29%
      Length of Term

      37 to 60 months

       Annual Percentage Rate (APR)

      as low as 3.49%
      Length of Term

      61 to 72 months

       Annual Percentage Rate (APR)

      as low as 3.89%
      Length of Term

      73 to 84 months

       Annual Percentage Rate (APR)

      as low as 4.69%
      Effective October 1, 2019

      *Actual rate is based on loan term and credit rating of the member. All rates and yields are subject to change. Rate and term based on year and mileage of the vehicle. 73 to 84-month terms are for vehicles $50k & above, max 100% financing (NADA Retail or MSRP), new vehicles only 10,000 miles or less. Questions? Call 1-800-543-2811.

      Vehicles 2014 & Older

      Year Model Length of term Annual Percentage Rate (APR)
      TEXT
      2014 and Older
      TEXT
      Up to 48 Months
      TEXT
      as low as 3.99%
      Effective October 1, 2019
      Year Model

      2014 and Older

      Length of term

      Up to 48 Months

       Annual Percentage Rate (APR)

      as low as 3.99%
      Effective October 1, 2019

      *Actual rate is based on loan term and credit rating of the member. All rates and yields are subject to change. Rate and term based on year and mileage of the vehicle. Questions? Call 1-800-543-2811.

      Auto Loan Resources

      Absolutely Everything You Need to Know About a Car Loan

      FREE EBOOK OFFER!

      Auto Loan eBook Cover ImageIf this is your first time buying a car or if you simply want to brush up on your negotiating skills, this eBook is full of valuable information that can save you hundreds, maybe even thousands of dollars!

       
      Table of Contents (sneak peek):

      Part 1: Looking For A Loan?

      1. Auto Loans with America’s Credit Union
      2. Picking a Lender You Can Trust
      3. Credit Scores and Loan Rates
      4. How Much Can You Afford? Setting A Budget
      5. Getting Organized: The Paperwork You Will Need

      Part 2: Ready for The Dealer?

      1. Introduction: How to Select the Right Car for You
      2. New vs. Used: Which Works Best for You?
      3. Credit Scores and Loan Rates
      4. How and When to Get Pre-Approved

      Claim Your eBook!
      Smiling salesman ready to shake hand at new car showroom

      NEED TO FIND OUT HOW TO GET A CAR LOAN WITH BAD CREDIT? [7 QUICK TIPS]

      [BLOG POST] When you have good credit, qualifying for a car loan is easy. However, if your credit is poor, the situation is more difficult. Fortunately, it is possible to purchase a car even if your credit isn't perfect. 

      If you're wondering how to get a car loan with bad credit, follow the seven tips in this blog post...

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      ACU NMLS ID #562279

      NCUA
      Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
      Privacy Policy

      America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.

      The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. 

      America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.

      © America’s Credit Union 2019 All Rights Reserved.