UPDATE 11/25/20: The main number to the ACCESS 24 bank-by-phone service is not yet fully operational, though there are now four underlying numbers within the system that are working. You may dial any of them to access the system. Those numbers are: 972-494-3862; 972-272-6660; 972-487-6899; and 972-485-0314.
ACU offices will be closed Thursday, November 26th and Friday, November 27th in observance of the Thanksgiving holiday. The drive thru at our Forest Lane office will be open Saturday, November 28th from 9am to 1pm.
Occasionally America's Credit Union will sell repossessed vehicles directly to our members. When vehicles are available, they will be listed on this page. Check back often for new listings.
For questions about a particular vehicle contact the Collections Department at 1-800-543-2811.
| Length of Term | Annual Percentage Rate (APR)** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
TEXT
Up to 24 months
|
TEXT
as low as 1.49%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
TEXT
25 to 36 months
|
TEXT
as low as 1.99%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
TEXT
37 to 60 months
|
TEXT
as low as 2.39%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
TEXT
61 to 72 months
|
TEXT
as low as 2.99%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
TEXT
73 to 84 months
|
TEXT
as low as 3.29%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Effective October 1, 2020 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Up to 24 months
Annual Percentage Rate (APR)**as low as 1.49%
25 to 36 months
Annual Percentage Rate (APR)**as low as 1.99%
37 to 60 months
Annual Percentage Rate (APR)**as low as 2.39%
61 to 72 months
Annual Percentage Rate (APR)**as low as 2.99%
73 to 84 months
Annual Percentage Rate (APR)**as low as 3.29%
**Annual Percentage Rates are effective as of 10/1/2020. Rates shown include discounts of up to 0.70% that are available. Rates are subject to change without notice. Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.
| Length of term | Annual Percentage Rate (APR)** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
TEXT
Up to 24 months
|
TEXT
as low as 1.49%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
TEXT
25 to 36 months
|
TEXT
as low as 1.99%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
TEXT
37 to 60 months
|
TEXT
as low as 2.39%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
TEXT
61 to 72 months
|
TEXT
as low as 2.99%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
TEXT
73 to 84 months
|
TEXT
as low as 3.29%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Effective October 1, 2020 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Up to 24 months
Annual Percentage Rate (APR)**as low as 1.49%
25 to 36 months
Annual Percentage Rate (APR)**as low as 1.99%
37 to 60 months
Annual Percentage Rate (APR)**as low as 2.39%
61 to 72 months
Annual Percentage Rate (APR)**as low as 2.99%
73 to 84 months
Annual Percentage Rate (APR)**as low as 3.29%
**Annual Percentage Rates are effective as of 10/1/2020. Rates shown include discounts of up to 0.70% that are available. Rates are subject to change without notice. Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.
If this is your first time buying a car or if you simply want to brush up on your negotiating skills, this eBook is full of valuable information that can save you hundreds, maybe even thousands of dollars!
Part 1: Looking For A Loan?
Part 2: Ready for The Dealer?
[BLOG POST] When you have good credit, qualifying for a car loan is easy. However, if your credit is poor, the situation is more difficult. Fortunately, it is possible to purchase a car even if your credit isn't perfect.
If you're wondering how to get a car loan with bad credit, follow the seven tips in this blog post...
Prepare yourself for a stress-free day at the dealership. Learn the best ways to negotiate your way into unbeatable car buying deals!
Don't buy a vehicle without reviewing these 5 tips that could save you thousands of dollars!
[FREE EBOOK] Everything you need to know about car loans in one spot! Grab your FREE copy today.
Check out our Auto Loan page for more information. Apply and get pre-approved today.
ACU NMLS ID #562279
America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.
The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU.
America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.
