There is no better way to start the new year than to spend some time taking care of YOU! Do not underestimate the benefits of having a positive mindset, a healthy body, and a peaceful soul. Self-care is truly the ultimate gift you can give to yourself and your loved ones. A healthy you means a better person for yourself and those you care about.
It’s that time of year again when all the excitement of the holidays has passed, and it’s too cold and dreary to enjoy your favorite outdoor activities for a few months. Unfortunately, this is also when the winter blues can set in for many folks. That’s why it is a great time to have some hobbies and other engaging indoor activities planned to bring a little fun inside this winter…and beat those winter blues.
If you rank among the millions of people struggling with high credit card balances and other types of debt, don’t let sometimes false or misleading information lead you away from viable solutions. Although some news about debt consolidation loans may seem convincing, those phony narratives remain far removed from the truth. After understanding the following myths about debt consolidation loans, it may be in your best interest to contact America's Credit Union to discuss your financial situation and possible debt consolidation solutions.
The tradition of giving holiday gifts has become linked to mass-marketing campaigns with consumers urged to purchase this year’s trendy items. From the c Cabbage Patch Dolls to Tickle Me Elmo, these and other "trendy" hot gifts from previous years have largely found their way to back-of-the-closet shelves and tag sales. Rather than follow the latest fad, it may be worthwhile to think outside the box and select unique and memorable holiday gifts. Handmade and experience-driven presents require less strenuous budgeting on your part. They also let your friends and family know they are valued.
If you find yourself racking your brain to come up with Last minute gift ideas before the holidays, it may prove comforting to know that you are not alone. Surveys indicate that upwards of 79 percent of gift buyers shop until the last possible day. The reasons involve being overwhelmed with work and family, inability to find the perfect gift, or simply procrastination. Whatever the reason you find yourself pressed for time, here are eight last minute gift ideas worth considering.
If you’re like most people, you want to improve your lifestyle whenever possible and can appreciate helpful Life Hacks that can make things a little bit better or easier on a daily basis. Although these Life Hacks may seem like small things to consider, they can make a big difference on a day-to-day basis to make us more productive, happy, and efficient. Add some of these helpful tips to your list of resolutions and goals to have the best year ever in 2023.
By now you’ve probably heard all about the popular 52-Week Money Challenge that has everyone motivated to stash their extra dough to reach their savings goal. From exotic vacations and high-tech electronics to new cars and much-needed home upgrades; this fun and financially savvy challenge makes a great New Year resolution or a fantastic money decision any time of the year.
Buying an automobile does not happen every day, and that adds a layer of unfamiliarity to the process. Researching the best cars available and securing a car loan presents a specific set of challenges. In all likelihood, friends and family members will offer their opinions and experiences about the best cars and which car loan makes the most sense. But at the end of the day, you will pay the monthly car loan. And, you also have specific reasons for gravitating to the best cars to serve the needs of you and your family. By considering the following steps of narrowing down the best cars and identifying a cost-effective car loan, you can streamline the process.
Here's What Will Really Help You Find the Best Car Loan and Car Loan Rates. If you're shopping for a car, chances are you're also shopping for a car loan. The interest rate on your car loan has one of the biggest impacts on the overall cost of your car. While the dealership may advertise amazing rates that seem impossible to beat, the truth is you can get a far better rate if you know how to shop. Here are some surprising secrets that will help you get a great rate on your car loan.
If you're in the market to purchase a car, you are likely looking for ways to save. After all, it’s not every day you spend several thousand dollars on a vehicle. And buying a car is not something to do without careful thought. Before you head into the dealership to start shopping for a car, make sure you do your homework. Research current buying conditions and possible demand and supply chain hiccups to prepare for what you can expect. Once you have an understanding of the current market conditions, it is time to look for ways to save on your actual purchase. Depending on the shopping environment, one tried and true way car buyers can save is by timing their car purchase. By buying your car and getting a car loan at the right time, you can save substantially. Here are the secrets to helping you save through proper timing on your car purchase.
Membership in America’s Credit Union is open to anyone who lives or works in Dallas, Rockwall or Collin Counties, Texas, and their family members. Employees of select employers may also be eligible. See our Membership page for details.